We stay busy, but we strive to give every client the necessary individual attention that we would ourselves want. Not every deal qualifies for funding, but we do our best to find funding for every circumstance. We generated over $1.9 billion in commercial loan applications in the six-month period from March to August 2023.
Our Standard Loan Types
This is a partial list of available loan programs. This is not an exhaustive list, but is intended to give you some idea of your options. Our loan officers will work with you to determine the best option for your situation.
Long-Term Permanent Loans
5, 7, 10, 15 & 30-year fixed rates
30-year fixed only available on 1-4 unit residential properties held for investment and small-balance commercial/multifamily $2MM and below. These loans have fixed interest rates.
Short-Term Bridge Loans
1, 2 & 3-year loans
These loans allow you to optimize a property to qualify for a better loan later. This program works for low-occupancy properties or buyers who may not yet qualify for permanent financing or agency loans.
Rehab/
Fix & Flip
1 & 2-year terms
If you are purchasing a property that needs significant repairs or renovations, or if you buy a property that you intend to upgrade and sell in the near term, this is the right solution for you.
Development/Ground-Up Construction
1, 2 & 3-year terms
If you are building from scratch or planning a large development project, this is the program for you. Programs are available with fixed or variable rates.
Multi-Family Agency Loans
20 to 40-year terms
If you are purchasing a multi-family (5+ units) property with a loan requirement of $1MM or more, you may qualify for up to 80% LTV financing through Freddie Mac or up to 9% through USDA's 538 loan program.
SBA
Loans
25 to 30-year terms
Working with SBA Preferred Funders, we are able to get quick answers and minimize paperwork requirements for SBA loan programs. Programs are available for owner-user commercial properties.
What Our Clients Are Saying
The service received from Randall is exceptional. He has gotten tough deals over (the) line and won't shy away from the "too hard" basket.
Phil L
Randall values his clients, and that shows by his enthusiasm to assist us to grow our (portfolio).
Kevin M
I can confidently say that (Randall) is a true professional who has good (product knowledge). He is always ready to go a level beyond to help and support.
Rohit K
Randall is super-communicative and patient and has a very strong understanding of credit, self-employment, and the broader financial markets.
Stephen F
Credit Help
CREDIT REPORTS
Obtain your tri-merge credit report with history and scores from Experian. This will be a soft pull on your credit score, so viewing and printing your report will not adversely-affect your credit score.
We can accept this report with your application, so you can avoid a hard pull for now.
