RPA Commercial Loans Logo
We Fund the American Dream

Credit Repair

  • Bad Credit6
  • Good Credit Graphic
  • Bad Credit
  • Bad Credit2
  • Bad Credit3
  • Bad Credit4
FICO

You Can Have Great Credit!

No matter how bad your credit may seem today, with the right planning and patience, you can build back your credit to greatness. While we don't aim to give legal or financial advice, we can offer some tips and refer you to potential sources of help.

Our founder, Randall Parker, is past President of National Consumer Rights Alliance, a Washington, DC organization that assisted consumers with all manner of issues. One of the most sought after assistance was in the area of credit improvement and repair. While attorneys handled all the heavy lifting, Randall gleaned a wealth of information about the credit scoring process and ways to quickly improve one's credit standing.

National Consumer Rights Alliance Logo

A lot has been written on how to establish or re-establish credit. We know this, because we wrote some of it. You may view the following topics for general advice on establishing, improving, or fixing your credit. Credit and a good savings habit go hand-in-hand. We encourage you to build both.


After following the advice and tips above, if you need assistance in fixing your credit or setting-up an entity, please discuss it with us.

Home

About Permanent Bank Loans ​

When most people think about commercial loans, what comes to mind is permanent bank loans. These are 25-year fully-amortized loans, in the minds of most people. They think of these loans, because these are similar to the loans most people have on their residences.

However, permanent bank loans are quite rare. Most permanent loans are going to be on owner-occupied properties. Investors will typically opt for interest-only loans of several years, so as to increase annual cash flow. They don’t want to tie-up money inside a hard asset, so they are quite happy to let the balance ride.

Even with permanent loans, the vast majority of these will be agency loans, with permanent bank loans reserved for the best, most financially-solid borrowers.

Contact us to see which financing option is best for your circumstances.

Bank
Apply Now

About Construction Loans

Most construction projects run in the $5 million to $20 million range, with larger construction projects from $20 million to $100 million or more.

Once we get to larger deals, we look to Syndication options that involve multiple banks, mezzanine loans, and private equity, as needed.

Construction loans run similar in process to bridge loans, but on a larger scale. In addition to the standard paperwork for investment loans, we also will need plans/specifications, budget, contractor’s resume or history, and project drawings.

If the deal will be financed as an agency or bank loan, we will also need personal and business tax returns (if applicable).

Note our document checklist for construction loans.
Construction
Apply Now