RPA Commercial Loans Logo
We Fund the American Dream
Merry Christmas from RPA Commercial Loans: Wishing You Joy and Success This Holiday Season
Admin
December 22, 2023
12:00 pm
Warm wishes for a Merry Christmas from RPA Commercial Loans! Enjoy the holiday season and thank you for your continued support throughout the year.
Merry Christmas

From our families to yours, we wish you the Merriest of Christmases and hope for a very Happy New Year. Whatever business goals you have for which you need funding, just know that we are here to help you achieve your dreams in 2024. Our offices will be officially closed from December 23 to January 12, but we will be on-hand for any pending business during that time.

Look for our completed website by mid-April, as we set-out to break records in the new year.

 

Category : Uncategorized

PARTNERS

We don't really market the services of others, but the partners listed here are companies that we use and with whom we have had good experiences. We may receive compensation in exchange for your joining them, but this is at no cost to you. You may receive an equal benefit, as well. Check with each to learn what promotions or programs may be available to you. We cannot provide any guarantee or warranty for these services, so perform your own due diligence.

Wise Banking

We use Wise for our banking services and have been very happy with their quick transfers and low costs. Wise excels with international money transfers and pays high interest on account balances.

BlueHost Webhosting

Bluehost provides our website hosting and email services. Whether you use WordPress or build your own site, their platform will work for you. They have great 24/7 customer service and technical support, which provides excellent service.

OpenPhone IP Telephony

We use OpenPhone for our telephone services. It provides myriad AI-influenced options to track conversations with our personnel and borrowers. Give it a try.

About Permanent Bank Loans ​

When most people think about commercial loans, what comes to mind is permanent bank loans. These are 25-year fully-amortized loans, in the minds of most people. They think of these loans, because these are similar to the loans most people have on their residences.

However, permanent bank loans are quite rare. Most permanent loans are going to be on owner-occupied properties. Investors will typically opt for interest-only loans of several years, so as to increase annual cash flow. They don’t want to tie-up money inside a hard asset, so they are quite happy to let the balance ride.

Even with permanent loans, the vast majority of these will be agency loans, with permanent bank loans reserved for the best, most financially-solid borrowers.

Contact us to see which financing option is best for your circumstances.

Bank
Apply Now

About Construction Loans

Most construction projects run in the $5 million to $20 million range, with larger construction projects from $20 million to $100 million or more.

Once we get to larger deals, we look to Syndication options that involve multiple banks, mezzanine loans, and private equity, as needed.

Construction loans run similar in process to bridge loans, but on a larger scale. In addition to the standard paperwork for investment loans, we also will need plans/specifications, budget, contractor’s resume or history, and project drawings.

If the deal will be financed as an agency or bank loan, we will also need personal and business tax returns (if applicable).

Note our document checklist for construction loans.
Construction
Apply Now