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					<h1 class="entry-title main_title">Bridge Loans Checklist</h1>
				
				
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					<div class="pagelayer-service-heading"><h2><strong>Bridge Loans Checklist</strong></h2></div>
				
				<div class="pagelayer-service-text"><p style="text-align: justify;">We write a large number of bridging loans. These loans are short-term, typically from six months to three years in duration. A bridge loan can help you bring a property up to standard. Bridge loans are often used when a property needs minor rehabilitation, needs to be tenanted, or the owner has credit or other issues that are in the way of getting permanent bank or agency financing.</p><p style="text-align: justify;">Bridge loans often do not need income verification and can be more flexible with credit requirements. Interest rates are a bit higher than long-term loan rates in order to mitigate the risk involved. Construction loans are often written as bridge loans, so the requirements are quite similar.</p><p style="text-align: justify;"><strong>Application Requirements:</strong></p><p style="text-align: justify;"></p><ul style="font-family: Raleway;"><li style="text-align: justify;">Borrower ID</li><li style="text-align: justify;"><a href="https://rpacommercialloans.com/wp-content/uploads/2023/12/Personal-Financial-Statement.pdf">Personal Financial Statement (PFS)</a> including <a href="https://rpacommercialloans.com/wp-content/uploads/2023/12/Schedule-of-Real-Estate-Owned.xlsx">Schedule of Real Estate Owned (SREO)</a></li><li style="text-align: justify;">Rent Roll of Subject Property if currently tenanted - <a href="https://rpacommercialloans.com/wp-content/uploads/2023/12/Rent-Roll-Commercial.xlsx">Commercial</a> or <a href="https://rpacommercialloans.com/wp-content/uploads/2023/12/Rent-Roll-Multi-Family.xlsx">Multifamily</a></li><li style="text-align: justify;"><a href="https://www.experian.com/consumer-products/experian-equifax-transunion-credit-report-and-score.html">Credit Report</a> (Soft Pull)</li><li style="text-align: justify;"><a href="https://rpacommercialloans.com/wp-content/uploads/2023/12/Property-Operating-Statement.pdf">Property Operating Statement</a> (if operating - 2 years and trailing 12 months (T-12))</li><li style="text-align: justify;">Property Photos (3 or more - inside and outside)</li></ul></div>
				
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