RPA Commercial Loans
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We Fund The American Dream
All Loans›Conventional / Permanent Loans
PERMANENT FINANCING

Conventional Term Loans

Permanent financing for stabilized, income-producing commercial properties. Fixed and variable rate options from banks, life insurance companies, REITs, and private investors, tailored to your investment strategy.

Typical Loan Parameters

Loan Term
5, 7, 10, 15, 30-Year
Loan Amount
$500K, $100M+
LTV
Up to 75 to 80%
Amortization
20 to 30 Years
Interest Rate
Fixed or Variable
DSCR
1.20x+ Preferred
Credit Score
680+
Recourse
Full, Partial, or Non-Recourse

Our Lender Sources

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Community Banks & Credit Unions

Portfolio lenders offering relationship-based underwriting, often with more flexibility on niche properties.

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Life Insurance Companies

Best rates in the market for stabilized, institutional-quality properties. Low-leverage, long-term.

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REITs & Debt Funds

Flexible, higher-leverage options for complex or non-standard deals that banks won't touch.

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Private Lenders

Customized solutions for unique situations, foreign nationals, credit events, or specialty properties.

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CMBS Conduit Lenders

Securitized, fixed-rate products for larger income-producing properties. Non-recourse available.

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National & Regional Banks

Conventional balance-sheet lenders for well-qualified borrowers with stabilized, income-producing assets.

Frequently Asked Questions

Answers to the most common questions about this loan program. Don't see your question? Call us at (844) 250-5626.

Ready for Permanent Financing?

Our loan officers will match your property to the right lender and program.

Have a question?

I'm Robert, your RPA assistant. Ask me about loan programs, applications, or partner onboarding.