Terms of Use

By accessing and using the website located at www.rpacommercialloans.com (the "Site"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this Site. These Terms of Use apply to all visitors, users, and others who access or use the Site.

RPA Commercial Loans provides information and services related to commercial mortgage lending, including but not limited to information about loan programs, loan application processing, lender matching, and related financial services. The Site and its content are provided for informational purposes and to facilitate the loan application process.

RPA Commercial Loans is not a bank or direct lender. We act as a commercial mortgage broker, connecting borrowers with qualified lenders. Loan approval, terms, and rates are determined solely by the lender and are not guaranteed by RPA Commercial Loans.

The information provided on this Site, including blog articles, educational content, loan calculators, and market commentary, is for general informational purposes only and does not constitute financial, investment, legal, or tax advice. You should consult with qualified professionals before making any financial or real estate decisions.

You must be at least 18 years of age and have the legal capacity to enter into contracts to use our services. By using this Site, you represent and warrant that you meet these requirements. Our services are available only in states where RPA Commercial Loans holds the required licenses. See our State Licensing page for details.

When you submit information through our loan application forms or contact forms, you represent that all information provided is accurate, complete, and current. You authorize RPA Commercial Loans to:

• Use your information to process your loan application inquiry.
• Share your information with prospective lenders for the purpose of obtaining loan quotes.
• Contact you via phone, email, or text message regarding your inquiry (subject to your consent where required by law).
• Retain your information as described in our Privacy Policy.

All content on this Site, including text, graphics, logos, images, audio clips, and software, is the property of RPA Commercial Loans or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works, publicly display, or exploit any content from this Site without our prior written consent.

You agree not to use the Site:

• In any way that violates any applicable federal, state, local, or international law or regulation.
• To transmit any unsolicited or unauthorized advertising or promotional material.
• To impersonate or attempt to impersonate any person or entity.
• To engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site.
• To attempt to gain unauthorized access to any systems or networks connected to the Site.
• To submit false or misleading information in any loan application.

Our Site may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those sites and accept no responsibility for them or for any loss or damage that may arise from your use of them. The inclusion of any link does not imply our endorsement of the linked site.

THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. RPA COMMERCIAL LOANS DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, RPA COMMERCIAL LOANS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF, OR INABILITY TO USE, THE SITE OR ITS CONTENT, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY SHALL NOT EXCEED THE GREATER OF $100 OR THE AMOUNT YOU PAID US IN THE SIX MONTHS PRECEDING THE CLAIM.

You agree to defend, indemnify, and hold harmless RPA Commercial Loans, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, and successors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or relating to your violation of these Terms of Use or your use of the Site.

These Terms of Use and any disputes arising from them shall be governed by and construed in accordance with the laws of the State of Wyoming, without regard to its conflict of law principles. You agree to submit to the personal jurisdiction of the state and federal courts located in Sheridan County, Wyoming.

Registered partners (loan originators, brokers, and referral agents) on the RPA Commercial Loans platform have access to a built-in Customer Relationship Management (CRM) system. By using the CRM, you agree to the following:

• Authorized Use Only. The CRM is provided solely to facilitate the origination of commercial loans through RPA Commercial Loans. You may not use leads, contact data, or activity records stored in the CRM for any purpose outside of the RPA platform, including soliciting business on behalf of competing lenders or brokers.
• Non-Circumvention. You agree not to use CRM contact information, including lead names, phone numbers, email addresses, or any other identifying information, to direct potential borrowers, lenders, or funders to transact outside of the RPA Commercial Loans system. Any such circumvention constitutes a material breach of your Partner Agreement and may result in immediate termination of platform access and legal action.
• Privacy Protections. Email addresses and other sensitive contact details of leads, applicants, and funders within the CRM are masked or restricted based on your user role. Privileged access (admin, executive, or loan officer roles) is required to view full contact information. Attempting to circumvent these privacy controls is strictly prohibited.
• Activity Logging. All activities logged in the CRM, including calls, emails, texts, and meetings, are recorded and may be reviewed by RPA Commercial Loans administrators for compliance and quality assurance purposes. Do not include third-party email addresses, direct URLs, or external contact information in CRM activity notes, as these are automatically filtered by the platform.
• Data Ownership. All lead records and CRM data created within the RPA platform remain the property of RPA Commercial Loans and Intouch Dynamics. Upon termination of your partner agreement, access to CRM data will be revoked and you may not retain, copy, or export this information.
• Accurate Records. You agree to log communications accurately and in good faith. Falsification of CRM records, including fabricating call logs or misrepresenting the content of interactions, is prohibited and may constitute fraud.

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically.

If you have questions about these Terms of Use, please contact us: