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Welcome to RPA Commercial Loans. We have customized access for multiple user categories. Choose the category below that applies to you, and click on the heading to open the login screen:

 

Client or Borrower

Login here if you are a borrower looking to view, update, or add additional files or applications.

 

Loan Officer, Brokers, Agents

These users can log in and manage their own respective leads & borrower loan files in processing. They typically work under a branch.

 

Branch Managers, Account Executives, Correspondents

These users types manage loan officer, broker, agent relationships and their respective borrower loan files. They can manage their own direct borrower relationships as well. A Broker who manages in-house loan officers will be set-up as a branch.

 

Back Office Employees

Back office users have roles like manager, processor, quality control, underwriter, closer, or any custom value. They can manage all files globally or specifically assigned to them. These are direct employees of the company.

 

Not Registered?

Apply now for a new loan (Client Registration)

Apply to become a broker or referral partner (Broker/Loan Officer/Correspondent Registration)

 

About Permanent Bank Loans ​

When most people think about commercial loans, what comes to mind is permanent bank loans. These are 25-year fully-amortized loans, in the minds of most people. They think of these loans, because these are similar to the loans most people have on their residences.

However, permanent bank loans are quite rare. Most permanent loans are going to be on owner-occupied properties. Investors will typically opt for interest-only loans of several years, so as to increase annual cash flow. They don’t want to tie-up money inside a hard asset, so they are quite happy to let the balance ride.

Even with permanent loans, the vast majority of these will be agency loans, with permanent bank loans reserved for the best, most financially-solid borrowers.

Contact us to see which financing option is best for your circumstances.

Bank
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About Construction Loans

Most construction projects run in the $5 million to $20 million range, with larger construction projects from $20 million to $100 million or more.

Once we get to larger deals, we look to Syndication options that involve multiple banks, mezzanine loans, and private equity, as needed.

Construction loans run similar in process to bridge loans, but on a larger scale. In addition to the standard paperwork for investment loans, we also will need plans/specifications, budget, contractor’s resume or history, and project drawings.

If the deal will be financed as an agency or bank loan, we will also need personal and business tax returns (if applicable).

Note our document checklist for construction loans.
Construction
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