Life Company Loans
Insurance company portfolio lenders offer the lowest long-term fixed rates in the commercial real estate market, for Class A stabilized assets that meet their conservative underwriting criteria.
$3M+ loans · Up to 30-year terms · Non-recourse available · Best rates in the market
Typical Life Company Parameters
Preferred Property Types
Why Life Company Capital?
Lowest Rates Available
Life companies are the lowest-cost capital source for qualifying assets, often 25 to 75 bps below bank and CMBS rates.
Long-Term Certainty
Terms up to 30 years offer maximum rate certainty and eliminate refinance risk for long-term holders.
Relationship-Driven
Life company lenders often work with the same sponsors repeatedly. Strong relationships unlock better pricing over time.
Conservative but Flexible
Lower LTV requirements offset by exceptional pricing. Many offer partial interest-only for qualified deals.
Also compare: CMBS Loans | Conventional Bank Loans | Fannie Mae Agency
Frequently Asked Questions
Answers to the most common questions about this loan program. Don't see your question? Call us at (844) 250-5626.
Access the Lowest Rates in the Market
We have relationships with the leading life insurance company lenders. Submit your deal and we'll find the best execution for your Class A asset.