Fannie Mae Multifamily Loans
Fannie Mae DUS financing for 5+ unit multifamily properties. Up to 80% LTV, no upper loan limit, non-recourse structure, and some of the most competitive long-term fixed rates available.
$1M+ · Non-recourse · 5 to 30 year terms · IO available
Fannie Mae Programs
Fannie Mae DUS, Standard
The flagship Fannie Mae Delegated Underwriting and Servicing (DUS) program for conventional multifamily properties. No upper loan limit, competitive pricing, and non-recourse structure.
Fannie Mae Small Loan (SL)
Simplified, streamlined processing for smaller apartment loans. Reduced documentation, faster approvals, and agency pricing for the smaller multifamily investor.
Fannie Mae Affordable Housing (LIHTC)
Purpose-built for LIHTC, Section 8, and income-restricted multifamily properties. Higher LTV, longer terms, and structurally compatible with tax credit equity.
Fannie Mae Green Rewards
Fannie Mae's Green Rewards program rewards multifamily properties that commit to meaningful energy or water efficiency improvements with better pricing and additional loan proceeds.
Why Fannie Mae?
No Upper Loan Limit
Fannie Mae DUS has no maximum loan size, from $1M studio buildings to $500M+ Class A portfolios.
Non-Recourse Structure
Standard DUS loans are non-recourse, protecting the personal assets of principals beyond standard carve-outs.
Competitive Long-Term Rates
Agency pricing is typically the most competitive long-term fixed rate available for multifamily assets.
Interest-Only Options
Full and partial term interest-only available on qualifying deals, maximizing cash-on-cash returns during the IO period.
🏦 Also see: Freddie Mac Programs | FHA / HUD | USDA Rural Development
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Apply for Fannie Mae Financing
Our DUS-approved lenders submit to both Fannie and Freddie and return the best execution for your multifamily deal.