^{Please provide the information requested below as completely and honestly as possible. If you don't know how to answer a particular item, you may skip it for now. After submission, one of our loan officers will contact you for any missing items or clarifications needed. If you provide the information requested, we should have enough data to obtain a pre-qualification or term sheet for you.} 

^{If the terms are acceptable to you, we will proceed by collecting supporting documentation and having you complete a full application. Don't worry, as the data you provide here will only need to be entered once. Our system is designed to minimize data entry and eliminate repetition, which will save you time.}

^{When we ask you for supporting documents, please get everything to us in a timely manner. This keeps us from having to ask for updated statements over-and-over again, which is frustrating for everyone. Keep track of any questions that arise, so that you can ask your loan officer for clarification.}

^{The following documents are recommended to be submitted with your application:}

• ^{IDs for each borrower (e.g. Passport and/or driver license)}
• ^{Rent Roll for Subject Property - Multifamily or Commercial (if applicable)}
• ^{Personal Financial Statement (PFS)}
• ^{Schedule of Real Estate Owned (Direct or Indirect)}
• ^{Business Financial Statement (for existing businesses)}
• ^{P&L or Tax Returns for last 2-3 Years}
• ^{12-month or T-12 Operating Statement}
• ^{Tri-Merge Credit Report for all borrowers}
• ^{Purchase Contract (If Purchase)}
• ^{Most Recent Mortgage Statement(s) (if Refinance)}
• ^{At least three exterior and interior photos}

^{For Construction Loans, add the following:}

• ^{Proforma Operating Statement}
• ^{Budget & Scope of Work}
• ^{Plans & Specifications / Construction Package}
• ^{Artist Renderings of Completed Project}
• ^{Contractor Portfolio or Resume}

^{For Bank, Agency, or SBA/USDA Loans, add the following:}

• ^{Three years' Personal and Business Tax Returns}

^{Thank you for choosing RPA Commercial Loans! We strive to do our best to help you reach your American Dream!}